What does Employment Practices Liability Insurance not cover?

EPLI does not cover claims related to bodily injury, property damage, or professional errors. For these types of claims, you would need General Liability Insurance or Professional Liability Insurance.

Related FAQs

Premiums for EPLI are based on factors such as the size of your business, industry, number of employees, claims history, and the level of coverage you choose. Working with an...
EPLI typically does not cover claims made by independent contractors. It is designed to cover claims made by employees and sometimes by former employees or job applicants.
EPLI is not legally required, but it is highly recommended for businesses with employees to protect against potential claims and financial losses.

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