What does Product Liability Insurance not cover?
Categories: Product Liability
Product liability insurance does not cover intentional harm caused by a product, professional negligence, or employee injuries. For professional negligence, you would need professional liability insurance. For employee injuries, workers’ compensation insurance is required.
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While product liability insurance is not required by law in most places, it is highly recommended to protect your business from potential claims. Additionally, some clients or contracts may require...
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Product liability insurance typically does not cover the costs associated with recalling a defective product. Separate product recall insurance is needed to cover such expenses.
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